[ihc-hide-content ihc_mb_type="show" ihc_mb_who="2,4,5" ihc_mb_template="1" ] <div class="clearall"></div> <div class="knc-menu-nav"> <div id="menuNav" class="kmn-wrapper"> <div class="kmnw-content"> <div class="kc-item kc-facebook"></div> <div class="kc-item kc-email"></div> </div> </div> </div> <div class="w640 fr clear"> <div class="media VCSortableInPreviewMode"><img title="2025 年 9 月最新 LPBank 利率：哪個期限的利率最高？" src="https://cafefcdn.com/thumb_w/640/203337114487263232/2025/9/13/avatar1757773278698-17577732789472026382164.jpg" alt="2025 年 9 月最新 LPBank 利率：哪個期限的利率最高？" data-role="cover" /></div> <div class="clearall"></div> <div data-check-position="body_start"></div> <div class="contentdetail"> <div id="mainContent" class="detail-cmain ss"> <div class="detail-content afcbc-body" data-role="content"> <div class="tindnd clearfix" data-marked-zoneid="cafef_detail_relatednewsbox"> <div id="listNewsInContent" class="clearfix"> </div> </div> <span dir="auto">9月份，TPCP Loc Phat 銀行（LPBank）繼續對櫃檯個人存款實施0.1-5.3%/年的動員利率，期末收取利息。</span> <span dir="auto">具體來說，1個月以下短期存款利率同為0.1%/年；1個月、2個月期限的存款利率為3.0%/年；3-5個月期限的存款利率為3.2%/年；6-11個月期限的存款利率為4.1%/年；12-16個月期限的存款利率為5.2%/年。</span> <span dir="auto">LPBank個人普通客戶櫃面存款最高利率為5.3%/年，期限為18-60個月。</span> <span dir="auto">除期末付息形式外，LPBank還實施提前收息、按月收息、按季收息等靈活的收息形式供客戶參考選擇。</span> <span dir="auto">特別是，對於新的或續存的13個月存款，最低金額為3000億越南盾，客戶將享受6.5%/年的優惠利率。</span> <b><span dir="auto">2025年9月LPBank個人普通客戶櫃面存款利率</span></b> <div class="VCSortableInPreviewMode"> <table class="VCCTable msword-table" border="0" cellspacing="0" cellpadding="0"><colgroup><col /><col /><col span="3" /></colgroup> <tbody> <tr> <td class="xl69" rowspan="2" height="105"><span dir="auto">學期</span></td> <td class="xl69" colspan="4"><span dir="auto">越南盾存款利率</span></td> </tr> <tr> <td class="xl68" height="63"><span dir="auto">預付利息</span></td> <td class="xl68"><span dir="auto">每月利息</span></td> <td class="xl68"><span dir="auto">利息按季支付</span></td> <td class="xl68"><span dir="auto">期末支付的利息</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">01週</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">0.10</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">02週</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">0.10</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">03週</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">0.10</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">01月</span></td> <td class="xl66"><span dir="auto">2.99</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">3.00</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">02個月</span></td> <td class="xl66"><span dir="auto">2.98</span></td> <td class="xl66"><span dir="auto">3.00</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">3.00</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">03個月</span></td> <td class="xl66"><span dir="auto">3.17</span></td> <td class="xl66"><span dir="auto">3.19</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">3.20</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">04個月</span></td> <td class="xl66"><span dir="auto">3.16</span></td> <td class="xl66"><span dir="auto">3.19</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">3.20</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">05個月</span></td> <td class="xl66"><span dir="auto">3.15</span></td> <td class="xl66"><span dir="auto">3.18</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">3.20</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">06個月</span></td> <td class="xl66"><span dir="auto">4.01</span></td> <td class="xl66"><span dir="auto">4.07</span></td> <td class="xl66"><span dir="auto">4.08</span></td> <td class="xl66"><span dir="auto">4.10</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">07個月</span></td> <td class="xl66"><span dir="auto">4.00</span></td> <td class="xl66"><span dir="auto">4.06</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">4.10</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">08個月</span></td> <td class="xl66"><span dir="auto">3.99</span></td> <td class="xl66"><span dir="auto">4.05</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">4.10</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">09個月</span></td> <td class="xl66"><span dir="auto">3.97</span></td> <td class="xl66"><span dir="auto">4.05</span></td> <td class="xl66"><span dir="auto">4.06</span></td> <td class="xl66"><span dir="auto">4.10</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">10個月</span></td> <td class="xl66"><span dir="auto">3.96</span></td> <td class="xl66"><span dir="auto">4.04</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">4.10</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">11個月</span></td> <td class="xl66"><span dir="auto">3.95</span></td> <td class="xl66"><span dir="auto">4.03</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">4.10</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">12個月</span></td> <td class="xl66"><span dir="auto">4.76</span></td> <td class="xl66"><span dir="auto">4.89</span></td> <td class="xl66"><span dir="auto">4.91</span></td> <td class="xl66"><span dir="auto">5.00</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">13個月</span></td> <td class="xl66"><span dir="auto">4.74</span></td> <td class="xl66"><span dir="auto">4.88</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">5.00</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">15個月</span></td> <td class="xl66"><span dir="auto">4.70</span></td> <td class="xl66"><span dir="auto">4.86</span></td> <td class="xl66"><span dir="auto">4.88</span></td> <td class="xl66"><span dir="auto">5.00</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">16個月</span></td> <td class="xl66"><span dir="auto">4.68</span></td> <td class="xl66"><span dir="auto">4.85</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">5.00</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">18個月</span></td> <td class="xl66"><span dir="auto">4.91</span></td> <td class="xl66"><span dir="auto">5.11</span></td> <td class="xl66"><span dir="auto">5.13</span></td> <td class="xl66"><span dir="auto">5.30</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">24個月</span></td> <td class="xl66"><span dir="auto">4.79</span></td> <td class="xl66"><span dir="auto">5.05</span></td> <td class="xl66"><span dir="auto">5.07</span></td> <td class="xl66"><span dir="auto">5.30</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">25個月</span></td> <td class="xl66"><span dir="auto">4.77</span></td> <td class="xl66"><span dir="auto">5.04</span></td> <td class="xl66"><span dir="auto">-</span></td> <td class="xl66"><span dir="auto">5.30</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">36個月</span></td> <td class="xl66"><span dir="auto">4.57</span></td> <td class="xl66"><span dir="auto">4.93</span></td> <td class="xl66"><span dir="auto">4.95</span></td> <td class="xl66"><span dir="auto">5.30</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">48個月</span></td> <td class="xl66"><span dir="auto">4.37</span></td> <td class="xl66"><span dir="auto">4.82</span></td> <td class="xl66"><span dir="auto">4.84</span></td> <td class="xl66"><span dir="auto">5.30</span></td> </tr> <tr> <td class="xl67" height="21"><span dir="auto">60個月</span></td> <td class="xl66"><span dir="auto">4.19</span></td> <td class="xl66"><span dir="auto">4.71</span></td> <td class="xl66"><span dir="auto">4.73</span></td> <td class="xl66"><span dir="auto">5.30</span></td> </tr> </tbody> </table> </div> <span dir="auto">來源：LPBank</span> <b><span dir="auto">2025年9月網路儲蓄利率</span></b> <span dir="auto">對於網路存款，LPBank 採用的利率範圍為 0.1% - 5.4%/年，許多期限比櫃檯存款高 0.3 - 0.7%/年。</span> <span dir="auto">具體來說，1個月以下短期存款常見利率為0.1%/年；1個月、2個月期限分別享有3.6%/年、3.7%/年的利率；3-5個月期限為3.9%/年；6-11個月期限為5.1%/年；</span> <span dir="auto">個人客戶網路存款最高利率5.4%/年，期限12—60個月。</span> <span dir="auto">除期末付息形式外，LPBank也對網路存款實施其他付息形式如：預付利息、月付利息、季付利息。</span> <b><span dir="auto">2025年9月LPBank個人客戶網路存款利率表</span></b> <div class="VCSortableInPreviewMode"> <table class="VCCTable msword-table"> <tbody> <tr class="t-head"> <td><b><span dir="auto">學期</span></b></td> <td><b><span dir="auto">預付利息</span></b></td> <td><b><span dir="auto">每月利息</span></b></td> <td><b><span dir="auto">季利息</span></b></td> <td><b><span dir="auto">期末支付的利息</span></b></td> </tr> <tr> <td><span dir="auto">01週</span></td> <td></td> <td></td> <td></td> <td><span dir="auto">0.10</span></td> </tr> <tr> <td><span dir="auto">02週</span></td> <td></td> <td></td> <td></td> <td><span dir="auto">0.10</span></td> </tr> <tr> <td><span dir="auto">03週</span></td> <td></td> <td></td> <td></td> <td><span dir="auto">0.10</span></td> </tr> <tr> <td><span dir="auto">1個月</span></td> <td><span dir="auto">3.58</span></td> <td></td> <td></td> <td><span dir="auto">3.60</span></td> </tr> <tr> <td><span dir="auto">2個月</span></td> <td><span dir="auto">3.67</span></td> <td><span dir="auto">3.69</span></td> <td></td> <td><span dir="auto">3.70</span></td> </tr> <tr> <td><span dir="auto">3個月</span></td> <td><span dir="auto">3.86</span></td> <td><span dir="auto">3.89</span></td> <td></td> <td><span dir="auto">3.90</span></td> </tr> <tr> <td><span dir="auto">4個月</span></td> <td><span dir="auto">3.85</span></td> <td><span dir="auto">3.88</span></td> <td></td> <td><span dir="auto">3.90</span></td> </tr> <tr> <td><span dir="auto">5個月</span></td> <td><span dir="auto">3.83</span></td> <td><span dir="auto">3.87</span></td> <td></td> <td><span dir="auto">3.90</span></td> </tr> <tr> <td><span dir="auto">6個月</span></td> <td><span dir="auto">4.97</span></td> <td><span dir="auto">5.05</span></td> <td><span dir="auto">5.07</span></td> <td><span dir="auto">5.10</span></td> </tr> <tr> <td><span dir="auto">7個月</span></td> <td><span dir="auto">4.95</span></td> <td><span dir="auto">5.04</span></td> <td></td> <td><span dir="auto">5.10</span></td> </tr> <tr> <td><span dir="auto">8個月</span></td> <td><span dir="auto">4.93</span></td> <td><span dir="auto">5.03</span></td> <td></td> <td><span dir="auto">5.10</span></td> </tr> <tr> <td><span dir="auto">9個月</span></td> <td><span dir="auto">4.91</span></td> <td><span dir="auto">5.02</span></td> <td><span dir="auto">5.04</span></td> <td><span dir="auto">5.10</span></td> </tr> <tr> <td><span dir="auto">10個月</span></td> <td><span dir="auto">4.89</span></td> <td><span dir="auto">5.01</span></td> <td></td> <td><span dir="auto">5.10</span></td> </tr> <tr> <td><span dir="auto">11個月</span></td> <td><span dir="auto">4.87</span></td> <td><span dir="auto">4.99</span></td> <td></td> <td><span dir="auto">5.10</span></td> </tr> <tr> <td><span dir="auto">12個月</span></td> <td><span dir="auto">5.12</span></td> <td><span dir="auto">5.27</span></td> <td><span dir="auto">5.29</span></td> <td><span dir="auto">5.40</span></td> </tr> <tr> <td><span dir="auto">13個月</span></td> <td><span dir="auto">5.10</span></td> <td><span dir="auto">5.26</span></td> <td></td> <td><span dir="auto">5.40</span></td> </tr> <tr> <td><span dir="auto">15個月</span></td> <td><span dir="auto">5.05</span></td> <td><span dir="auto">5.24</span></td> <td><span dir="auto">5.26</span></td> <td><span dir="auto">5.40</span></td> </tr> <tr> <td><span dir="auto">16個月</span></td> <td><span dir="auto">5.03</span></td> <td><span dir="auto">5.23</span></td> <td></td> <td><span dir="auto">5.40</span></td> </tr> <tr> <td><span dir="auto">18個月</span></td> <td><span dir="auto">4.99</span></td> <td><span dir="auto">5.20</span></td> <td><span dir="auto">5.23</span></td> <td><span dir="auto">5.40</span></td> </tr> <tr> <td><span dir="auto">24個月</span></td> <td><span dir="auto">4.87</span></td> <td><span dir="auto">5.14</span></td> <td><span dir="auto">5.16</span></td> <td><span dir="auto">5.40</span></td> </tr> <tr> <td><span dir="auto">25個月</span></td> <td><span dir="auto">4.85</span></td> <td><span dir="auto">5.13</span></td> <td></td> <td><span dir="auto">5.40</span></td> </tr> <tr> <td><span dir="auto">36個月</span></td> <td><span dir="auto">4.64</span></td> <td><span dir="auto">5.02</span></td> <td><span dir="auto">5.04</span></td> <td><span dir="auto">5.40</span></td> </tr> <tr> <td><span dir="auto">48個月</span></td> <td><span dir="auto">4.44</span></td> <td><span dir="auto">4.90</span></td> <td><span dir="auto">4.92</span></td> <td><span dir="auto">5.40</span></td> </tr> <tr> <td><span dir="auto">60個月</span></td> <td><span dir="auto">4.25</span></td> <td><span dir="auto">4.79</span></td> <td><span dir="auto">4.81</span></td> <td><span dir="auto">5.40</span></td> </tr> </tbody> </table> </div> <div class="VCSortableInPreviewMode link-content-footer IMSCurrentEditorEditObject" 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